"IDRAM" INTERNET PAYMENT SYSTEM

Idram system. Online payments

"IMPERIUM PLAZA" BUSINESS CENTER

Business center. Office premises for rent

"BSC" BUSINESS SUPPORT CENTER

Consulting. Training. Research. Project evaluation. Internet marketing

"SHARM HOLDING"

Full-service advertising agency: strategy media planning, development of creative TV and radio commercials, outdoor advertising, websites, BTL activity Production agency: graphic design, recording studio, production of feature, documentary, animation films, TV programs, organization of PR campaigns, video editing and 3D animation services, postproduction Producing center: organization of special projects - concerts, presentations, shows, ballet, opera and theater stagings

"LANS"

LANS LLC was founded in 1996. For the duration of its existence LANS company worked at the forefront of infrastructure development of information and communication technologies, offering its customers the best solutions available at the time - starting with the creation of management information systems for the RA Government and the Civil Aviation Administration in the early 90s and ending with the creation data centers and communications systems for major banks today. LANS is the first company in Armenia, that received ISO-9001: 2000 certification for assembly and maintenance of computer equipment and networks.

"ARMECONOMBANK"

About Bank / General Inforamtion / ARMECONOMBANK OJSC is one of the largest and leading banks in the Republic of Armenia, playing an outstanding role in developing Armenian Bank system. Being a universal-type financial and credit Institution it offers its customers a comprehensive package of bank services. ARMECONOMBANK OJSC the former Armenian Republican Bank "Zhilsotsbank" of USSR was the first among state-owned banks of Armenia to be reorganized into a joint stock bank and to be registered in the Central Bank of Armenia August 26, 1991, Registration No.1.

"ANELIK BANK"

Full range of banking services

"INECOBANK"

Account service. Money transfer. Acceptance of deposits. Lending. Payment card services. Insurance. Currency operations, investment services

"ARMBUSINESSBANK"

"Armbusinessbank" CJSC provides the following banking services: payment-settlement operations; attraction of deposits; granting of credits; transfers; plastic cards rendering and maintaining ; operations in the state securities market; financial operations in interbanking market; granting of bank guarantees.

"ANTARES HOLDING"

"Antares" Holding was founded in 1992. The date of the foundation itself witnesses the thorny way rnthat the company has passed through. The company managed to achieve stable position rnamong leading companies both in Armenia and abroad. The Holding includes publishing house,advertising agency, design studio,package design and production.

"ARDSHININVESTBANK" BANK FOR INDUSTRY, CONSTRUCTION AND INVESTMENT Closed Joint-Stock Company

BANKS, Full banking services, Full banking services, Dealing Factoring Money Transfers, Issue of Bills of Exchange Purchase and Sale: Government Securities Settlement Operations with Securities, Collateral Loans: Secured by Currency Collateral Loans: Secured by Finished Products Collateral Loans: Secured by Jewelry Items Collateral Loans: Secured by Material Values Collateral Loans: Secured by Permanent Assets Collateral Loans: Secured by Real Estate Collateral Loans: Secured by Securities Loans: Commercial

"NORVIK" UNIVERSAL CREDIT ORGANIZATION

In September 2006 a new Credit Company Norvik UCO cjsc which is the daughter organization of Latvia-Iceland "Norvik Banka" started crediting activities in Armenia. “Norvik” UCO cjsc was registered and licensed by the Central Bank of Armenia in July of 2006 with an authorized capital of USD 500 000 and started crediting activities at the end of 2006 with an increased authorized capital of USD 1,7 million. The CEO of the Company is Alexandr Teryan, a professional with work experience both in the Central bank of RA and in local and international financial institutions.

"PROMETEY BANK"

Prometey Bank LLC is among the first commercial banks in Armenia which withstood numerous cases of tightening the legislative framework of the banking sector and maintained compliance with the legislative and regulatory requirements. To date the Bank has been successfully operating and preserving its sustainable standing in the Armenian banking system.

"UNIBANK"

Unibank" CJSC was founded in October 2001. Initial authorized capital stock of the Bank is 2 799 million AMD. The shareholders of “Unibank” closed joint-stock company are “Ripatonso Holdings Limited” company 75.43, Gagik Zakaryan 12.285 and George Piskov 12.285. “Unibank” branch net counts 40 points of service, as well as the Bank’s representative office operates in Moscow Russian Federation.

"CONVERSE BANK" Closed Joint-Stock Company

BANKS,Banking services, Cash Collection Services,Dealing,Factoring,Money Transfers, Purchase and Sale: Checks Purchase and Sale: Government Bonds, Collateral Loans: Secured by Currency Collateral Loans: Secured by Finished Products Collateral Loans: Secured by Jewelry Items Collateral Loans: Secured by Material Values Collateral Loans: Secured by Motor Vehicles Collateral Loans: Secured by Permanent Assets